Supplemental Health Insurance

Extra Protection for Life's Unexpected Costs

Supplemental insurance can provide benefits for certain covered accidents, serious illnesses or periods of disability. Benily Group offers licensed-agent guidance for four Assurity supplemental insurance options.

Request a QuoteExplore the Options

These are supplemental insurance products. They are not comprehensive major medical insurance and are not a substitute for major medical coverage. Product availability, eligibility, benefits and policy terms vary.

Four Ways to Add Supplemental Protection

Each product addresses a different financial risk. A licensed Benily Group representative can help you understand the differences and determine which options may be available to you.

Accident Insurance

Accident Insurance provides specified benefits when a covered accidental injury results in eligible treatment or services. Benefits are based on the policy's benefit schedule and are subject to its terms, limits and exclusions.

  • Base, Advantage and Complete plan options
  • 24-hour or off-the-job coverage options
  • Individual, family and juvenile coverage configurations
  • Guaranteed issue, subject to eligibility and product availability
  • Benefits for specified accidental injuries and related treatment
  • Accidental death benefits are included
  • Optional riders may be available
Request an Accident Insurance Quote

Critical Illness Insurance

Assurity Quick Issue Critical Illness

Critical Illness Insurance provides specified benefits when an insured person is diagnosed with a covered serious illness and the policy's requirements are satisfied. It is designed to provide supplemental financial protection rather than replace medical insurance.

  • Issue ages 18–64
  • Benefit amounts from $5,000 to $50,000
  • Electronic application available
  • Covered conditions include qualifying heart attack, stroke, invasive and non-invasive cancer, and advanced Alzheimer's disease
  • Benefits vary by covered diagnosis
  • A 30-day waiting period for covered cancer diagnoses applies in most states

Cancer waiting-period provisions and covered-condition definitions vary by state and policy. Other covered conditions may begin under different policy provisions.

Request a Critical Illness Quote

Short-Term Disability Income Insurance

Income Protection

Short-Term Disability Income Insurance can provide weekly benefits when a covered disability prevents an eligible insured person from working, subject to the selected policy terms and applicable underwriting.

  • Issue ages 18–60
  • Weekly disability-income benefits
  • 13-week, 26-week, 1-year and 2-year benefit-period options
  • Accident-only or accident-and-sickness coverage options
  • Benefit limits depend on employment status, occupation and eligibility
  • Designed for eligible W-2 employees, self-employed individuals and commissioned sales professionals
Request a Short-Term Disability Quote

Long-Term Disability Income Insurance

Income Protection+

Long-Term Disability Income Insurance can provide monthly benefits during a covered disability for eligible applicants. Available options depend on factors including occupation, age, coverage selection and underwriting.

  • Issue ages 18–64
  • Monthly disability-income benefits
  • Accident-only or accident-and-sickness coverage options
  • Multiple elimination-period choices
  • Multiple benefit-duration options
  • Occupation-based eligibility and underwriting
  • Optional riders may be available
Request a Long-Term Disability Quote

Not Sure Which Option Fits?

The four products are designed for different situations:

Accident Insurance
Helps provide specified benefits after covered accidental injuries.
Critical Illness Insurance
Provides specified benefits for certain covered serious illnesses.
Short-Term Disability
Provides weekly income-replacement benefits during an eligible covered short-term disability.
Long-Term Disability
Provides monthly income-replacement benefits during an eligible covered longer-term disability.

You do not need to decide before contacting us. Tell us what type of protection you are interested in, and a licensed Benily Group representative can help explain the available options.

Talk With a Licensed Agent

A Simple, Agent-Guided Process

  1. Tell us what you're interested in.

    Share basic contact information and select the supplemental product you want to discuss.

  2. Review the options with a licensed agent.

    A Benily Group representative can explain available coverage, policy features and estimated premiums.

  3. Complete the appropriate carrier application.

    If you choose to proceed, the formal application and any required underwriting occur through the carrier's approved process.

  4. Review the issued coverage.

    Coverage exists only after applicable requirements are satisfied and the carrier issues coverage according to the policy's terms and effective date.

Supplemental Insurance Questions

Supplemental Insurance Guidance

Request a Quote

Tell us which type of supplemental protection you're interested in. A licensed Benily Group representative will follow up to discuss available options and next steps.

Do not enter medical diagnoses, prescriptions, Social Security numbers, banking information or other sensitive health or financial information in this form.

Fields marked with an asterisk (*) are required.

Optional unless you choose Phone as your preferred contact method.

Please do not include sensitive health, identity or financial information.

Benily Group uses the information you provide to respond to your request and discuss insurance options. Please review our Privacy Policy and Terms of Use. Do not submit sensitive health, identity or financial information through this form.

No obligation to purchase. Submitting this form does not create or bind insurance coverage.

Important Disclosures

This page provides general information about supplemental insurance products and is not an insurance policy, an offer to bind coverage or a guarantee of benefits.

The products described here are supplemental insurance products. They are not comprehensive major medical insurance, ACA Marketplace health plans or substitutes for major medical coverage.

Eligibility, underwriting, coverage amounts, benefit amounts, waiting periods, elimination periods, benefit durations, optional riders, premiums and product availability vary by product, applicant, state and policy.

Benefits are payable only when the applicable policy's definitions, conditions and requirements are satisfied. The issued policy and riders control if they differ from information on this website.

Submitting a quote request does not create coverage and does not replace a formal carrier application.

Benily Group LLC is the insurance agency, not the insurer. The Assurity products described on this page are underwritten by Assurity Life Insurance Company where available.

Questions? Call +1 (980) 277-3350 or email Remono@Benilygroup.com.